Yang Sun App Studio
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2026-01-205 min readTools & Productivity

The Nomad's Wallet: Managing 5 Currencies Without Going Crazy

The Nomad's Wallet: Managing 5 Currencies Without Going Crazy

As a full-time digital nomad, my finances look like this:

  • Income: USD
  • Savings: CNY
  • Daily Spend: THB or JPY
  • Subscriptions: TRY

If you use Excel or single-currency apps, exchange rates will drive you mad. "I spent 3000 JPY. What was the rate that day?"

Real-Time Rates are Essential

GeoFlow solves this. It connects to European Central Bank (ECB) rates.

You just:

  1. Set Base Currency (e.g., USD).
  2. Input expense in local currency (e.g., 3000 JPY).
  3. App auto-converts it to USD for your dashboard using that day's rate.

Subscription Killer

Nomads hate hidden costs. GeoFlow tracks:

  • Netflix (TRY)
  • Spotify (PHP)
  • Adobe (USD)

It forecasts next month's total bill in your base currency. No more "insufficient funds" surprises.

Privacy First

GeoFlow is Local First. All data stays on your phone. No cloud uploads. Your wallet, your eyes only.

#Multi-currency#Budgeting#Exchange Rates#GeoFlow