Year-End Review: Did Your Net Worth Grow?

2025 is ending. You bought a new phone, clothes, traveled. But stripping those away, did your Net Worth go up or down?

What is Net Worth?

Net Worth = Total Assets - Total Liabilities

Bought a $50k car with a $40k loan? Assets +$50k? No. Car depreciates instantly to $40k. Liabilities +$40k. Net Worth change: $0. And next year, it's negative.

Snapshot Versioning

Rich Dad Finance Tracker offers Versioning. Save snapshots like "End of 2024", "End of 2025".

Compare them:

• Did your "Goose" (assets) get bigger?
• Did your "Leeches" (debts) get smaller?

If yes, even if your cash balance is low, you had a successful year.